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Why Should I Use The GreenSky® Loan Program?

Credit Limits up to $55,0001

Fast Approvals

No Prepayment Penalties

Seamless User Experience

Friendly Customer Service

Affordable Payment Options

GreenSky is one of the fastest growing companies in America, with over 1.3 million satisfied customers and over $10 billion in loans funded. GreenSky makes it easy for DirectBuy to offer credit to our customers with a fast and paperless point-of sale solution.

How It Works:


1. Apply

Apply for Credit using the GreenSky mobile app, online, or by phone. The easy paperless application can take less than 90 seconds. Get approved instantly or within fifteen minutes.

2. Get Approved 2

You will immediately be presented with an account number and loan agreement. Use this account number to pay for your DirectBuy purchase.

3. Shop

Find the DirectBuy items that will give you the home you truly desire. Complete your purchase at DirectBuy (online or via phone) using your new GreenSky account number just like you would any other credit card.

4. Enjoy

Enjoy the good life provided by DirectBuy and GreenSky, and comfortably pay off your loan over time through GreenSky online or by phone.

DirectBuy Members:  Apply Now

Start Making Your Dream Home a Reality with GreenSky®

Spend $2,400 on

Kitchen & Bath

Recommended Payment: ~$200/month3

Spend $1,300 on


Recommended Payment: ~$108/month3

Spend $900 on


Recommended Payment: ~$75/month3

Spend $1,100 on


Recommended Payment: ~$92/month3

Spend $1,000 on


Recommended Payment: ~$83/month3

Spend $500 on

Home Accents

Recommended Payment: ~$42/month3

1. Fixed APR during the life of the loan. Subject to credit approval.

2. Installment customers have 120 days from application to complete purchases.

3. 12 Months Deferred Interest: Plan 4124 - No Interest if Paid in Full within 12 months. Subject to credit approval. Minimum monthly payments required during the promotional period. Making minimum monthly payments during the promotional period will not pay off the entire principal balance. Interest is billed during the promotional period, but all interest is waived if the purchase amount is paid in full before the expiration of the promotional period. Recommended payment amount assumes loan balance is paid in full before the expiration of the promotional period. Monthly payment amounts assume only the minimum monthly payment is made each month. Fixed APR of 29.99% for 48 months. For each $1,000 financed, 12 payments of $24.99 followed by 36 amortized payments of $42.45.

Financing for GreenSky® consumer loan programs is provided by federally insured, federal and state chartered financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. © GreenSky, LLC. All Rights Reserved. NMLS #1416362